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Eligibility Requirements

Financial aid is offered to help students with their academic and career goals. The financial aid package of scholarships, grants, loans, and/or employment is determined by the amount of need and eligibility for federal, state, and private funds administered by Hawaii Community College. Please take the time to read the following information.

Eligibility and Requirements

For financial aid purposes, an academic year is defined as Fall and Spring.

Class status is as follows:
First Year = 0-29.99 credit hours
Second Year = 30+ credit hours

Credit hours are as follows:

  • Full-time: 12+
  • ¾-time: 9-11
  • ½-time: 6-8
  • < ½-time: 1-5

To become eligible and maintain eligibility to receive financial aid, including grants, loans and work-study, students will be required to satisfy the following conditions:

Student Eligibility

In order to qualify for financial aid, a student must:

  • Demonstrate financial need.
  • Have a High School diploma or GED certificate.
  • Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program. To check if a program is eligible, please contact the Financial Aid Office at (808) 934-2712 or an Academic Counselor at (808) 934-2720.
  • Be a U.S. Citizen or an eligible non-citizen (NOTE: eligible non-citizens may be asked to provide appropriate documentation.)
  • Have a valid Social Security Number.
  • Register with Selective Service, if male.
  • Maintain Satisfactory Academic Progress.
  • Not receive financial aid at two schools during the same semester.

Admission Status

Students must be admitted to Hawaii Community College. The following conditions will affect eligibility for financial aid:

  • Individuals who are taking courses at Hawaii Community College, but will receive a degree from another institution rather than at Hawaii Community College, will not be eligible for financial aid at Hawaii Community College.
  • Special early admit students will not be eligible for financial aid until documentation of high school graduation or GED is received in the Admission Office and verified with the Financial Aid Office.
  • Transfer students (those who have attended another institution) may have financial aid eligibility and/or payment withheld until official academic transcripts from all institutions previously attended are received in the Admissions Office, assessed for applicable credit, and then verified with the Financial Aid office.
  • Students who have already obtained a baccalaureate or higher level degree are generally not eligible for financial aid grants.

Selected for Verification

Verification is a process which confirms that information reported on the FAFSA matches the federal tax returns and other documents. If selected, a student is required to submit certain documents. If any discrepancies are found, corrections are sent to the federal processor to recalculate aid eligibility. It may result in a decrease in total aid, or an increase in total aid. Processing can begin and can take 4-6 weeks after verification documents have been received.

If a student was not selected for verification initially, but makes a correction on the FAFSA, the federal processor may now select the student for verification. The FAO will have to cancel any awards and verify the student and then determine the new award.


Satisfactory Academic Progress

Federal regulations require that financial aid recipients maintain satisfactory academic progress toward the achievement of a degree or certificate.  Click here to read our SAP policy.

Cost of Attendance

Your financial aid award is determined by taking the Cost of Attendance minus Expected Family Contribution (EFC) = Financial Need.

Cost of Attendance - Expected Family Contribution (EFC) = Financial Need

When your need is determined, a financial aid award package is prepared from the programs that are available. What is awarded depends on the program guidelines, your financial need, and the funds that are available for each program.

The cost of attendance budget* is composed of:

  • Tuition
  • Fees
  • Room & Board
  • Books & Supplies
  • Transportation
  • Personal Expenses

The expected family contribution (EFC) is calculated by the U.S. Department of Education according to a formula established by the Federal Government. The information you submit on the FAFSA is what is used to determine your EFC. The EFC is not an amount that you are expected to pay to the college; it is a measure of your ability to pay and is used in determining financial need.

An outside resource is any aid that is received from external/private scholarships, grants, and other benefits that is used for educational expenses.

The unmet need is the financial need that is not met after a financial aid award package is created, including any outside resources that are reported.

The budget varies depending on residency, living status and enrollment**.

Cost of Attendance 2022-2023

The figures displayed reflect the average estimated cost of attending HawaiiCC as a full-time student for the 2022-23 academic year. Your actual costs may vary depending on the amount of credits you are enrolled in, your living arrangements and lifestyle. Remember, personal expenses, transportation costs, housing and meal costs off-campus are not amounts you pay HawaiiCC, but are included below to help you plan for these expenses. We hope that these estimated expense budgets will assist you in planning for enrollment at HawaiiCC.

Budget Category Resident Non-Resident Pacific Islander
Tuition $ 3,144 $ 8,280 $ 4,716
Fees $ 60 $ 60 $ 60
Books and Supplies $ 1,350 $ 1,350 $ 1,350
Housing and Meals (With Parent) $ 5,853 $ 5,853 $ 5,853
Housing and Meals (On Campus - UH Hilo) $ 8,248 $ 8,248 $ 8,248
Housing and Meals (Off Campus) $ 12,815 $ 12,815 $ 12,815
Transportation $ 2,321 $ 2,321 $ 2,321
Personal Expenses $ 2,742 $ 2,742 $ 2,742
Loan Fees (If Applicable) $ 64 $ 64 $ 64
Total (With Parent) $ 15,534 $ 17,106 $20,670
Housing and Meals (On Campus - UH Hilo) $17,929 $19,501 $23,065
Total (Off Campus) $ 22,436 $ 27,572 $ 24,008